Telmar Estate Planning

Care Fees Planning

Protect your assets from care costs and secure peace of mind for your future.

Care fees can be a significant financial challenge. With the right planning, you can protect your savings, your home and your legacy while ensuring you receive the care you need.

Hands held in support — compassion at the heart of care fees planning

Why care fees planning is essential

Protect your assets

Care fees can quickly erode savings and the value of your home.

Maintain choice

Protecting your wealth gives you more choice about your care.

Support your family

Leave more for your loved ones and reduce the financial burden on them.

Reduce care costs

Effective planning can legally reduce the amount you may need to pay.

Plan for the future

Put strategies in place now to safeguard your future and your legacy.

How we can help reduce care fees

Gifting Strategies

Make gifts in a tax-efficient way to reduce your capital while still meeting your needs.

Property Protection

Protect your home with the right planning and ensure it can pass to your loved ones.

Trusts

Use trusts to protect assets and control how and when beneficiaries receive them.

Income Maximisation

Structuring your income efficiently to reduce assessable capital.

Deferred Payment Agreements

Explore local authority options to defer care fees using your property.

Care Fee Forecasting

Understand potential costs and plan effectively for future care needs.

Protection for Partners

Ensure your spouse or partner is financially protected.

Lasting Power of Attorney

Ensure the right people can make decisions on your behalf if needed.

How We Work

Our straightforward process

1

Initial Consultation

We discuss your situation, care needs and financial goals.

2

Assessment & Strategy

We assess your assets and create a tailored care fees strategy.

3

Implementation

We put the plan in place and handle all the details.

4

Ongoing Review

We review your plan regularly to ensure it remains effective.

What Our Clients Say

"Telmar took the time to understand our family circumstances and gave us clear, practical advice. We finally feel in control of our estate planning."

John & Mary Smith

Client

Frequently Asked Questions

Your Questions, Answered

Care fees are the costs of receiving care in a residential home, nursing home or in your own home.

Ready to Protect Your Future?

Book a consultation today and take the first step towards peace of mind for you and your family.

Book a Consultation