Care Fees Planning
Protect your assets from care costs and secure peace of mind for your future.
Care fees can be a significant financial challenge. With the right planning, you can protect your savings, your home and your legacy while ensuring you receive the care you need.

- Protect your home and savings
- Provide for your loved ones
- Reduce the impact of care fees
- Plan ahead for peace of mind
Why care fees planning is essential
Protect your assets
Care fees can quickly erode savings and the value of your home.
Maintain choice
Protecting your wealth gives you more choice about your care.
Support your family
Leave more for your loved ones and reduce the financial burden on them.
Reduce care costs
Effective planning can legally reduce the amount you may need to pay.
Plan for the future
Put strategies in place now to safeguard your future and your legacy.
How we can help reduce care fees
Gifting Strategies
Make gifts in a tax-efficient way to reduce your capital while still meeting your needs.
Property Protection
Protect your home with the right planning and ensure it can pass to your loved ones.
Trusts
Use trusts to protect assets and control how and when beneficiaries receive them.
Income Maximisation
Structuring your income efficiently to reduce assessable capital.
Deferred Payment Agreements
Explore local authority options to defer care fees using your property.
Care Fee Forecasting
Understand potential costs and plan effectively for future care needs.
Protection for Partners
Ensure your spouse or partner is financially protected.
Lasting Power of Attorney
Ensure the right people can make decisions on your behalf if needed.
How We Work
Our straightforward process
Initial Consultation
We discuss your situation, care needs and financial goals.
Assessment & Strategy
We assess your assets and create a tailored care fees strategy.
Implementation
We put the plan in place and handle all the details.
Ongoing Review
We review your plan regularly to ensure it remains effective.
What Our Clients Say
"Telmar took the time to understand our family circumstances and gave us clear, practical advice. We finally feel in control of our estate planning."
John & Mary Smith
Client
Frequently Asked Questions
Your Questions, Answered
Ready to Protect Your Future?
Book a consultation today and take the first step towards peace of mind for you and your family.
